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Every dollar, accounted for.

All of your accounts, spending, and businesses in one place. AI does the busywork and always asks before making changes.

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Banks connect securely through Plaid. Export your data anytime.

How it works

Follow one paycheck through KEEL.

Step 1

A transaction arrives

Your bank sends a raw, machine-formatted memo. Most apps show it to you as-is.

ORIG CO NAME:ACMELABS CO ENTRY DESCR:PAYROLL SEC:PPD ORIG ID:1234567890

Step 2

KEEL cleans it up

The name becomes readable. The original is kept forever, one tap away.

Step 3

Both sides are recorded

Money in and money out are booked together, and they must cancel to exactly zero.

Checking+$4,250.00

Income · Salary−$4,250.00

Together$0.00 ✓

Step 4

AI suggests, you approve

KEEL proposes a category with its confidence and evidence. Nothing happens until you say yes.

Step 5

Your picture updates

Net worth, budgets and reports all move at once, and every number can show its work.

The problem

Most finance apps guess.

They round with floating point, silently “fix” your history, bury how a number was computed, and hold your data hostage when you want out. You stop trusting the numbers. Then you stop opening the app.

The KEEL way

Built like an accounting system. Feels like a consumer app.

A deterministic double-entry ledger does all the arithmetic. AI works only the fuzzy edges: categorizing, matching, narrating. Every material suggestion carries its confidence and evidence, then waits for your yes. Every result answers as of when, from which rows, by which formula.

What you get

A system of record, not another dashboard.

A real ledger

Double-entry postings that always sum to zero. History is append-only: corrections are reversals, never edits, so your numbers can always show their work.

AI that asks first

Every suggestion shows its confidence and its evidence, then waits for your approval. Nothing fuzzy ever touches the math.

Aauto + undoBsuggest → approveCpreview onlyDdisabled

Built for entities

Your personal accounts and your LLC in one place: cleanly separated, reported separately, never mixed.

Plans that stay honest

Budgets with rollover, recurring bills, goals and a cash-flow forecast, all computed straight from the ledger.

Close your books

Statement reconciliation with real period locks. A locked month stays locked unless you reopen it with a reason.

Leave anytime

The Data Access Guarantee is a feature, not a promise: one click exports everything you own, forever.

Start keeping score.

Connect your accounts in minutes. Approve what the AI suggests. Undo anything. Export everything.

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The AI suggests, you approve. Every change is tracked and undoable.